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Luka Inc charge on your card is a Replika subscription you can cancel

Short answer: a Luka Inc charge on your card is Replika. Luka, Inc. is the Delaware company, operating from San Francisco, that makes the Replika app, and its terms of service (last updated 30 March 2026) name it as the party you pay. If you bought Replika on the web, through my.replika.com, Stripe or PayPal, the company behind the line is Luka. If you bought it inside the iPhone or Android app, Apple or Google bills you instead and the line names the store, not Luka.

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The amount tells you what you are paying for. Apple's In-App Purchases list for Replika, read from a US connection on 7 October 2026, shows $7.99 and $14.99 monthly items, $49.99 and $69.99 yearly items, Replika Platinum at $89.99, and gem packs from $0.99 to $19.99. Replika's help center says Ultra is sold as an annual plan, and its terms allow monthly, quarterly, semi-annual and annual billing, so a large once-a-year charge is usually a renewal you agreed to a year ago and forgot.

The two rules that catch people are in Replika's own help center. Deleting the app or your account does not cancel the subscription, and all purchases are final once payment completes. So cancel at the place you paid, then decide whether you want a companion at all. If you do, Beauties.ai is the flat alternative: $12 a month or $9 billed yearly, unlimited texting, six girlfriends written in house, and a romantic relationship on every plan rather than from Pro up. Adults 18 and over.

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What makes her feel real

Replika alternative after a Luka Inc charge, the way it should feel

One amount, and it renews at that amount

Replika sells monthly, quarterly, semi-annual and annual programs plus gem packs, and Apple's list does not say which price is which tier. Here there are three plans with prices on a public page: $12, $24 or $49 a month, or from $9 a month billed yearly.

Romance is not a paid unlock

Replika's help center says relationship options beyond friend, romantic partner included, unlock starting with Pro. Every Beauties.ai girlfriend is a girlfriend from the first message on the cheapest plan.

Cancel from the account page

Replika is cancelled in up to four places depending on where you paid: the app, my.replika.com, Apple or Google, or PayPal. Here you cancel from your account and the plan runs to the end of the period you paid for.

What you get with her

$12 a month or $108 a year, priced on a public page
Unlimited texting, no gems or packs
A girlfriend on every plan, not from Pro up
Voice notes on Flame, voice calls on Devoted
Cancel from your account page

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Honest comparison

Replika by Luka Inc vs Beauties.ai, side by side

	Beauties.ai	Replika (Luka, Inc.)
Who bills you	Beauties.ai	Luka, Inc. for web purchases; Apple or Google for app purchases
Monthly price	Spark $12, Flame $24, Devoted $49	$7.99 and $14.99 monthly items on Apple's list, tiers not labelled
Yearly price	Spark $108, from $9 a month	$49.99 and $69.99 yearly items on Apple's list; Ultra is sold yearly
Top tier	Devoted, $49 a month	Replika Platinum, $89.99 on Apple's list
Extra purchases	None	Gems from $0.99 (pouch) to $19.99 (duffel bag)
Billing periods allowed	Monthly or yearly	Monthly, quarterly, semi-annual or annual (terms)
Free trial	No free plan, plans start at $9 a month billed yearly	None. Help center: "Right now, we don't offer a free trial"
Romantic relationship	Every plan	From Pro up, friend only on Free Use
Voice	Voice notes on Flame, voice calls on Devoted	Voice messages and calls on paid tiers
Refunds	Cancel any time, the plan runs to the end of the period	All purchases final; store purchases go through Apple or Google; no partial month refunds
Deleting the account	Ends the account and the plan	Does not cancel the subscription
Changing plans	Switch from the account page	Cancel the current plan and let it run out first
App	Any browser, add to home screen	iPhone and Android apps, plus the web; App Store rating 4.44 from 227,699 ratings, 17+
Best for	Texting a girlfriend from day one at a published price	One long-running companion with gems, selfies and video recognition on Platinum

Replika amounts come from Apple's US In-App Purchases list for the Replika app (id 1158555867, Luka, Inc., version 12.4.0), read from a US connection on 7 October 2026; Apple does not label which tier each item belongs to. Replika has no public pricing page (replika.com/pricing returns 404) and its web checkout needs a login. Tier contents, the no-trial line, cancel steps, the final sale rule and the account deletion rule come from Replika's help center, and the company details from its terms of service, all read the same day. Replika does not publish the exact text that appears on a card statement, so this page does not invent one.

Good to know

Questions about your luka inc charge

It is Replika. Luka, Inc. is the company that makes the Replika AI companion app, incorporated in Delaware and operating in San Francisco according to Replika's terms. A Luka charge usually means a Replika subscription or gem purchase made on the web, through my.replika.com, Stripe or PayPal. Purchases made inside the iPhone or Android app are billed by Apple or Google instead.

Yes. Replika's terms of service name Luka, Inc. as the company that provides the service, and Apple lists Luka, Inc. as the seller of the Replika app. If nobody in your household uses Replika, treat the charge as unrecognized and contact your card issuer.

Because deleting the app or your account does not cancel a Replika subscription. Replika's help center says so directly. The plan keeps renewing until you cancel it where you paid: in the app or at my.replika.com, in your Apple ID or Google Play subscriptions, or in PayPal's automatic payments.

Either. Replika's terms allow monthly, quarterly, semi-annual or annual billing, Apple's list shows both monthly and yearly items, and Ultra is sold as an annual plan. If the charge is $49.99 or $69.99 it is very likely a yearly renewal; $7.99 or $14.99 is likely monthly.

On Apple's US list, read on 7 October 2026: $7.99 and $14.99 monthly items, $49.99 and $69.99 yearly items, Replika Platinum at $89.99, and gems from $0.99 to $19.99. Replika does not publish a price table on its website, so web prices are only shown after you log in.

Cancel where you paid. Web or in-app Replika billing: Settings, then Subscription, then Cancel subscription, in the app or at my.replika.com. Apple: Settings, your name, Subscriptions. Google: Play Store, Payments and subscriptions. PayPal: Settings, Payments, Manage Automatic Payments. The plan stays active to the end of the period you paid for.

Rarely. Replika's help center says all purchases are final once payment completes, and its terms say refunds are not given for partial month periods. If you paid through Apple or Google, the refund request goes to the store, not to Luka, and the store decides.

No. Replika's help center says "Right now, we don't offer a free trial." Chatting on Free Use costs nothing, but romance, voice calls, selfies and premium voices need a paid tier, and the first payment is a real charge, not a trial.

Gems. Apple's list shows a Pouch of Gems at $0.99, a Backpack at $5.99, a Suitcase at $14.99 and a Duffel Bag at $19.99. Gems buy items inside Replika and are separate from the subscription, so they appear as their own charges.

Replika's help center lists relationship status beyond friend, selfies, image generation, voice messages, background calls, daily gems and premium voices. Ultra adds smarter conversations, self-reflections and saving messages to memory. Platinum adds real-time video recognition, Training Mode and up to ten selfie videos.

Because you subscribed inside the iPhone app, and App Store purchases are billed by Apple. The charge then sits in your Apple ID purchase history next to the app name, and you cancel and request refunds through Apple. The same applies to Google Play on Android.

Replika's terms give Luka, Inc. as incorporated in Delaware and operating in San Francisco, California, with a mailing address on Post Street in San Francisco. Support requests go through Replika's help center rather than by post.

If what you wanted from Replika was a girlfriend rather than a friend, pick a service where romance is not a paid unlock. Beauties.ai is $12 a month or $108 a year, every plan is romantic, texting is unlimited, and there are no gems. If you want one deeply trained companion with video recognition, Replika Platinum does that and we do not.

Not always, and we would rather say so. Replika's cheapest yearly item on Apple's list is $49.99, less than our $108 Spark year, and its $7.99 monthly item is less than our $12. Beauties.ai is cheaper than Replika's $14.99 monthly item and its $89.99 Platinum, and it never adds gems on top.

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Luka, Inc. is the company behind Replika. Every amount a Replika charge can be, why it keeps billing after you delete the app, how to stop it on each platform, and a flat priced alternative. Meet her above and see for yourself.

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