AI Girlfriend Cost Per Month in 2026 Across 22 Apps

Most AI girlfriend apps cost between $5 and $20 a month at the entry tier, and the majority of serious ones land around $10 to $16. That is the honest short answer. The longer answer matters, because the sticker price is often not what you actually pay. Apps that lean on a token or credit system can start at $6 and quietly become $30, $40, even $60 a month once you add image generation, voice calls, or video. This guide breaks down what an AI girlfriend really costs in 2026, where the hidden charges hide, and how to pick a plan you will not regret.

This is written for adults 18 and over who want a clear picture before they spend anything.

How much does an AI girlfriend cost per month?

An AI girlfriend costs about $5 to $20 a month for a flat subscription, and $20 to $60 a month for apps that charge tokens on top of the base plan. A text-only user on a simple plan usually pays $5 to $10. A moderate user who generates images and makes voice calls should budget $15 to $25. Heavy users who want video and lots of images can pass $50 a month.

The single biggest cost driver is not the app you choose, it is the pricing model. Flat subscriptions are predictable. Token models are not, because every image or voice note spends credits, and the balance runs out faster than most people expect. We pulled that mechanic apart in AI girlfriend tokens explained, including how to spot a token trap before you pay.

AI girlfriend pricing in 2026, app by app

Here is a snapshot of entry pricing across the better-known apps, each figure read at the vendor's own pages or Apple's in-app purchase disclosure on the date shown. Always check the current plan page before you pay, because these move around: SpicyChat raised every tier on 8 September 2026, and promotional annual rates expire.

Three things stand out. First, the cheapest sticker price is rarely the cheapest real cost, because token apps like Candy AI add up once you use the features that make them fun, and the advertised monthly figure is often a prepaid year in disguise: we found Candy AI's $3.99 headline is billed as $47.88 up front. That prepay also lands you in the narrowest refund window in the category: Candy AI's help center puts the limit at 24 hours and 20 tokens, which we go through in our Candy AI review. Second, some apps have quietly removed the true month-to-month option. Replika does not publish a price table at all: its help center says the cost is shown in the app on the subscription screens, so you cannot compare tiers until you have installed it and made an account. GirlfriendGPT goes one step further and puts the plan screen itself behind a sign-in, tested 2026-09-04, which is why every review site quotes it differently, anywhere from $12 to about $50, and why we set each figure against its actual source on our GirlfriendGPT pricing page. Apple's App Store listing, read on 2026-08-30, shows monthly points at $7.99 and $14.99, annual at $49.99 and $69.99, and Replika Platinum at $89.99, and Replika Ultra is sold annually only. There is no free trial and purchases are final. We break every tier down on our Replika Pro subscription cost page. CHAI goes further and sells no monthly plan at all: its own pricing page offers $9.99 a week or $159.99 a year, which means paying month to month actually costs about $43. Plenty of review sites still list a $13.99 CHAI monthly plan, and it is not on CHAI's pricing page. We broke the math down on our CHAI alternative page. Third, tokens are not the only thing that stacks: Kindroid's base plan is $15.99 a month in the app, but the larger memory and context most people want sit behind Ultra at $28.99 and MAX at $68.99 a month on top in the app, which can push the real bill to $113.97 a month.

Nomi used to be the one figure here we could not source, because it publishes no pricing page and its plan endpoint requires a login. Apple's in-app purchase disclosure closes that gap: read on 2026-09-10, the Standard Plan is $15.99 a month, $39.99 quarterly and $99.99 a year. The line most price roundups miss is that images, videos, group chat rooms and extra companions run on a separate credit meter on top, which we priced out per item in our Nomi AI pricing breakdown. If you want each app assessed on what it is actually built for rather than on price alone, we compared them in our roundup of the best AI girlfriend apps. Grok's Ani is the odd one out on this list: there is no separate companion price at all, because access rides on the paid SuperGrok tier, so you are really buying a whole AI assistant to get the girlfriend. That calculation got worse in July 2026, when xAI said it was retiring the 3D companions, leaving the assistant and removing the part people were paying for. The tier by tier figures are in our breakdown of what every SuperGrok tier costs.

Two September 2026 changes are worth knowing if you are pricing a character platform rather than a companion app. SpicyChat moved True Supporter from $14.95 to $19.95 a month on 8 September, and anyone who changes an existing plan loses their old rate for good, which we laid out tier by tier in our SpicyChat alternative price comparison. Against Janitor's single $12.99 plan the gap is mostly about memory, and SpicyChat vs Janitor AI puts the context you get at each price side by side. CHAI, meanwhile, sells its app and website as separate subscriptions that do not share an account, and its metered CHAI MAX rate now stands at $0.66 per 1,000 tokens. The full Chai Ultra and Chai AI subscription price list shows why weekly billing there costs about three times the longer plan over a year.

Two more platforms price the same way, with a low headline and the useful part sold separately. CrushOn AI starts at $5.99 a month, but unlimited chat on its better models is a $39.99 Chat Package bought on top of a membership, so the real entry price for unlimited Pro model chat is $45.98, as our CrushOn AI alternative price table shows. PolyBuzz Standard is $9.90 a month in the US App Store, yet its weekly plan at $4.99 comes to $259.48 over a year, which is more than twelve months of Premium. We worked through every tier and coin pack in our PolyBuzz subscription cost guide.

The two generator-style companions priced here both publish what every action costs, which makes it possible to price a real month. On OurDream AI, chat alone is $9.99 a month on yearly Premium, but an hour of voice calls a week pushes it past $100, as our OurDream AI pricing breakdown by usage works out. Secrets AI is quietly retiring its $5.99 Lite and $9.99 Plus plans and moving those members to Premium at $19.99, which we sourced line by line in our Secrets AI review and pricing table.

Why token pricing costs more than it looks

Token pricing, sometimes called credits or gems, is the model most likely to surprise you. The subscription unlocks the app, but individual actions spend a separate balance. An image might cost a handful of tokens. A voice call spends more. A short video clip spends a lot. You start the month with a modest allotment, burn through it in a few days, then buy top-ups.

The trap is not that tokens exist, it is that the advertised price hides them. A $5.99 plan reads as cheaper than a $12 flat plan, right up until you generate a few pictures and buy your first top-up. Images are the usual culprit, and we broke down how that feature is priced in AI girlfriend that sends pictures. If you plan to use images and voice regularly, price the top-ups into your monthly budget before you subscribe, not after. If you would rather not do that math every month, a flat plan with unlimited texting removes the guesswork entirely.

Is there a free AI girlfriend?

Most AI girlfriend apps offer a free tier, but the free version is almost always a limited trial rather than a full relationship. Free plans usually cap your daily messages, hold back memory so she forgets you between sessions, and lock the features that make the app worth using. They exist to let you sample the product, not to replace a paid plan. Which kind of trial you have landed in changes how much it tells you, and we broke down what an AI girlfriend free trial actually gets you separately. If the message cap is the reason you would pay, we also priced which AI girlfriend apps have unlimited messages and what a year of uncapped chat costs on each.

A free taste is genuinely useful for deciding whether an app clicks with you. On Beauties.ai the live demo lets you pick any girlfriend from the gallery and start texting with no signup, so you can feel the conversation before paying. Just be honest with yourself: the ongoing daily companion, with long-term memory and the ability to switch between favorites, is the paid product. Anything advertised as free forever with no limits is usually funded by something you would rather know about first.

What you actually get for the money

Price only means something against what it buys. At the low end, around $9 a month, you should expect unlimited daily texting, a girlfriend who remembers you, and the ability to pick your type. At the middle tier, roughly $15 to $20, apps add deeper memory, faster responses, voice notes, and richer personality. The top tiers, $30 and up, are usually about volume: more images, more video, more of everything, which is where token apps concentrate their real revenue.

Beauties.ai keeps this simple with three flat plans. Spark is $12 a month, or $9 a month billed yearly, for daily texting with a girlfriend who remembers you, drawn from the full gallery. Flame is $24 a month, or $19 billed yearly, and adds deeper memory, voice notes and a girlfriend who texts you first. Devoted is $49 a month, or $39 billed yearly, for unlimited girlfriends, fully custom personalities and voice calls. Every plan includes the whole gallery, so you can browse and switch between distinct girlfriends rather than being locked to one. You can see the full breakdown on the AI girlfriend app pricing page, or compare the flat model directly against tokens on the Candy AI alternative page.

How to keep AI girlfriend costs under control

A few habits keep the spend predictable. Start on the demo or the cheapest real plan and only move up when you know you want more. Prefer flat subscriptions if you dislike surprises, and if you do choose a token app, decide your monthly top-up ceiling in advance and stick to it. Watch for annual-only checkouts that dress up as monthly pricing. And cancel anything you are not using, since a subscription you forgot about is the most expensive plan of all. It helps to track where your subscription money actually goes each month so a quiet $12 charge does not turn into a forgotten $144 a year.

So what does an AI girlfriend really cost?

For a predictable, full-featured experience, budget around $9 to $20 a month. You can spend less on a free trial or a bare token tier, and you can spend far more if you chase heavy image and video generation, but the sweet spot for a daily companion who texts back, remembers you, and stays interesting is a flat plan in that range. Pick the pricing model first, the app second, and you will avoid almost every unpleasant surprise. That is the software price, and it is worth holding next to the hardware one: an AI robot girlfriend costs somewhere between $12,000 and $175,000 plus a monthly subscription of its own, which puts a $12 charge in perspective.

If a flat, no-tokens approach sounds right, you can meet a gallery of AI girlfriends and start texting free in the demo, then keep her from $9 a month billed yearly with nothing metered in the background.