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Dream Studio LLC charge on your credit card: the Dream Studio charge from OurDream AI, what each amount is, and how to cancel

Short answer: a Dream Studio LLC charge on a credit or debit card is, in most cases, an OurDream AI subscription or dreamcoin purchase. OurDream's own refund, complaint and anti-fraud policies all open the same way, stating that ourdream.ai is provided by Dream Studio USA, Inc., Dream Studio LLC and Tektopia Ltd, "collectively referred to as Dream Studio". Its terms of service name Dream Studio USA, Inc., a Delaware corporation at 1111B S Governors Ave, Dover, as the contracting company. OurDream does not print the exact wording of its card descriptor anywhere we could find, but its upgrade page answers "Will my subscription show up discreetly?" with a flat yes, which is why the line reads Dream Studio rather than OurDream. The amount is the fastest proof: $19.99 is Premium monthly, $119.88 is Premium for a year, $59.99 is Deluxe monthly and $359.88 is Deluxe for a year, all read on ourdream.ai/upgrade on 26 September 2026.

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Two things decide what you can do next, and both come from OurDream's own help center. Cancelling stops the next renewal and nothing else: you open ourdream.ai/profile, click Cancel subscription and confirm, you keep access until the paid period ends, and OurDream says plainly there are no automatic refunds for cancelling. A refund is a separate request, and OurDream will not refund a product once more than 25% of it has been used, will not refund a monthly plan whose coins are spent, and never refunds crypto. If the reason you are here is that the bill kept growing because calls and videos burn coins, the other way to fix it is a plan with no meter at all. Beauties.ai is six AI girlfriends written in house, unlimited texting with no coins and no top up checkout, from $12 a month or $9 a month billed yearly, and our charge reads as what you signed up for. We do not generate images or video, and we are not a nude generator. Adults 18 and over.

What makes her feel real

Dream Studio LLC charge, the way it should feel

The name on the bill is the name you signed up for

Nobody should have to search a descriptor to work out what they are paying for. A charge you cannot recognize is a charge you cannot manage, so what you see on your statement matches the product.

No coins, so no second line on the statement

OurDream sells extra dreamcoins at $11.99, $49.99 and $159.99 on top of a plan, and its checkout lets you add them to the plan payment itself. Nothing here is metered, so there is no pack to buy and no combined total to decode.

Cancel without losing what you made

OurDream blurs your images and videos when a subscription ends and removes unused coins after a refund. Our girlfriends are text conversations that stay readable on your account, so leaving a plan never locks you out of your own history.

What you get with her

  • One flat plan, $12 a month or $9 a month billed yearly, published before you sign up
  • A statement line that reads as what you bought, not a holding company
  • No coins, no packs and no add ons at checkout
  • Unlimited texting on every plan, nothing rationed per minute or per second
  • Six girlfriends written in house, tasteful, no image or video generation
  • Runs in any browser, adults 18 and over

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Honest comparison

Every amount a Dream Studio charge can be, and what OurDream says about getting it back

Amount on your card What it most likely is Does it repeat? Refund under OurDream's own rules
$19.99 OurDream Premium, billed monthly (1,000 dreamcoins a month) Every month on the same date until cancelled Not once the month's coins are used up, and not once more than 25% has been used
$119.88 OurDream Premium, billed yearly ($9.99 a month, 2,000 coins up front then 1,000 a month) Once every 12 months OurDream says annual plans "may be eligible for full or partial refund", still capped by the 25% usage rule
$59.99 OurDream Deluxe, billed monthly (5,000 dreamcoins, premium chat models, 3x memory) Every month Same 25% and spent coins limits as Premium monthly
$359.88 OurDream Deluxe, billed yearly ($29.99 a month) Once every 12 months Annual plans may get a full or partial refund, subject to the 25% rule
$11.99, $49.99 or $159.99 A dreamcoin pack of 1,000, 5,000 or 20,000 coins, bought separately No, one off Not once more than 25% of the pack is spent
$31.98, $69.98, $179.98 and similar A plan plus a coin pack added at the same checkout, for example $19.99 plus $11.99 The plan part repeats, the coins do not Judged per product: ask about the plan and the coins separately
An odd amount after changing plans An upgrade or tier change. OurDream says it shows the new price and any pro rata credit before you confirm The new plan renews at its full price next cycle Ask support with the charge date and amount
Two Dream Studio lines close together A renewal plus a coin top up, or a monthly and a yearly plan both active Check both in your profile Not a duplicate by itself. OurDream says a declined attempt is never charged
A charge after you "deleted the app" OurDream has no store app, only a home screen shortcut, so deleting it cancels nothing Yes, until cancelled on ourdream.ai/profile No refund for time already covered by a cancellation
A line that pairs DREAM STUDIO with STABILITY AI LTD Not OurDream. That is DreamStudio, Stability AI's image tool, since renamed Brand Studio Depends on that account Handled by Stability AI, not by OurDream
A crypto payment for OurDream Paid through a crypto processor, so it will not read Dream Studio on a card statement at all Depends on the plan Never refundable, per OurDream's help center and refund policy
A G2A purchase for an OurDream code A one year code or a coin code bought on G2A, which OurDream itself suggests after a declined card No Bills as G2A, so it is a G2A matter rather than a Dream Studio one

Plan prices and coin pack prices were read on ourdream.ai/upgrade on 26 September 2026. The entity names come from OurDream's refund policy (last modified 9 March 2026), complaint policy (15 September 2026), anti-fraud policy (9 June 2026) and terms of service (26 August 2026), and every refund, cancel and declined payment rule comes from help.ourdream.ai articles read the same day. Two honest caveats. OurDream does not publish the literal text of its card descriptor, so the match between Dream Studio LLC and OurDream rests on its own entity list plus the amounts, not on a quoted descriptor. And other small businesses are also registered as Dream Studio LLC, so if the amount matches nothing above, check your email for a receipt before assuming it is OurDream.

Good to know

Questions about your dream studio llc charge

In most cases it is OurDream AI, an adults only AI companion and image generator at ourdream.ai. OurDream's own policies name Dream Studio LLC as one of the three companies that provide the service, alongside Dream Studio USA, Inc. and Tektopia Ltd, and its upgrade page promises discreet billing. Match the amount: $19.99, $119.88, $59.99 and $359.88 are its plans.
If the amount is $19.99, $59.99, $119.88, $359.88, $11.99, $49.99 or $159.99, it is almost certainly an OurDream AI plan or dreamcoin pack. If the line also mentions Stability AI, it is DreamStudio, Stability AI's image tool, which is a different company. Anything else is worth checking against your email receipts first.
No. It is one of the companies OurDream AI names in its own refund, complaint and anti-fraud policies, and the charge corresponds to a real subscription or coin purchase. Most people searching this simply did not recognize the name, because the descriptor is deliberately discreet and says nothing about AI companions.
That is OurDream AI. It combines character chat with explicit image and video generation, sold as Premium or Deluxe with a monthly allowance of dreamcoins. Messages on the standard models are unlimited on both plans. Voice calls, images and video spend coins, which is how a single plan often turns into extra purchases.
Because OurDream bills under its company name rather than its brand, and it markets that as a feature. Its upgrade page FAQ asks "Will my subscription show up discreetly?" and answers yes. The contracting company in the terms of service is Dream Studio USA, Inc., and the policies add Dream Studio LLC and Tektopia Ltd.
Go to ourdream.ai/profile, click Cancel subscription and confirm. That is OurDream's own published process. You keep access until the end of the period you paid for, and unused plan coins stay usable until then. There is no store app, so this cannot be cancelled from your phone's App Store or Google Play subscriptions.
Sometimes, and rarely on a monthly plan. OurDream's help center says it cannot refund a product once more than 25% of it has been used, that monthly plans cannot be refunded once the coins are used up, that annual plans may get a full or partial refund, and that crypto payments are never refunded. Ask through the Request Help button on your profile.
$19.99 is the monthly price of OurDream Premium, which renews on the same date each month until cancelled. It includes 1,000 dreamcoins a month, which OurDream says covers about 20 minutes of voice calls or 10 videos. If you bought the yearly plan instead, the charge would be $119.88 once a year.
That is OurDream Premium billed yearly. OurDream's own help center has an article titled "Why does my charge show $119.88?" and explains that the annual plan is paid up front, works out to $9.99 a month, and is not charged again for 12 months. Deluxe yearly is $359.88 on the same logic.
No. DreamStudio was Stability AI's image generation tool, since renamed Brand Studio, and Stability AI says its genuine charges carry the Stability AI name in the descriptor. A Dream Studio LLC line without Stability AI, at one of OurDream's price points, points to OurDream instead.
Usually a plan renewal plus a coin pack, or a plan payment with coins added at the same checkout, which OurDream's upgrade page offers. It can also be a monthly and a yearly plan both left running. A declined attempt is not one of the causes, because OurDream says declined payments are never charged.
When the subscription ends, OurDream blurs your images and videos, including community packs, until you subscribe again, and you cannot buy coins without an active plan. If you take a refund instead, the subscription is cancelled at once and unused coins are removed. Download anything you want to keep before either happens.
Contact OurDream first by email. Its refund policy says a chargeback filed without contacting support may get your account suspended pending investigation, and that it disputes chargebacks it considers unwarranted. If the charge is genuinely not yours and nobody in the household used the card, go straight to your bank.
For chat only, yes. OurDream's standard chat is unlimited on Premium, but calls and video spend coins that run out. Beauties.ai is a flat plan from $12 a month, or $9 a month billed yearly, with unlimited texting and nothing metered. OurDream wins if you want images or video, which we do not make.

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What a Dream Studio LLC line on your card is, every amount OurDream AI bills, how to cancel it, and the refund rules OurDream publishes. Meet her above and see for yourself.

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